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Your ILWU officers know that maintaining medical coverage in a time of medical emergency is critically important to working families. ILWU leaders—including your Titled Officers, Division Directors, and Business Agents—are currently negotiating with employers to try and secure extended medical coverage for laid-off workers. Since the ILWU has over 200 contracts across the state, the situation will be different depending on where you work.

First, contact your Division office or your Business Agent to get the latest information for your company.

Second, see if you qualify for a Med-Quest plan at:

Even if you don’t qualify, a pregnant spouse or your children may qualify. For example, children in a family of four may be eligible even if their family’s annual income is as much as $90,300 (or $74,500 for a family of three).

Other options for medical coverage are:
• Spouse’s coverage—if eligible and enrollment is possible at this time

• COBRA continuation coverage federal law—if your company is covered by the COBRA law. This is usually expensive because you would be responsible for paying the full monthly premium

Medicare—if you are over 65 years old and have made Medicare contributions for at least 10 years. The federal website is

Individual plans—under the Patient Protection and Affordable Care Act (ACA). The federal website is

What You Need to Know About Medical Coverage

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